1. Information We Collect

1. Account Information

When you Create an account, we may collect:

• Phone number

• Username and display name

• Profile photo (if uploaded)

• Authentication information through Firebase Authentication

b. Transaction Information

To operate payment features, we collect:

• Transaction amounts

• Sender and recipients identifiers

• Payment confirmation status

• Transaction timestamps

• Wallet balance activity

  
  

  *Konfirm does not store your debit card or bank account numbers. All payment details are securely processed by our payment processor, stripe.*

c. Financial information (Processed by Stripe)

when you add or withdraw funds, your payment information is handled directly by Stripe, inc. Konfirm does not receive or store full card or bank account details. Stripe may collect:

• Card information

• Bank account information

• Identity verification data (if required)

Stripe's privacy policy is available at: https://stripe.com/privacy

d. Device & Usage Data

We may automatically collect:

• Device type and operating system

• App usage activity

• IP address

• Crash logs and diagnostics

This information helps us improve performance and prevent fraud.

2. How We Use Your Information

We use collected information to:

• Create and maintain your account

• Facilitate double-confirmation payments

• Display transaction history

• Prevent fraud, scams, and unauthorized transactions

• Send important service notifications

• Improve app performance and reliability

• Comply with legal and financial regulations

3. Double-Confirmation Payments

Konfirm's core feature requires both participants to approve a transaction before funds move. To enable this:

• Both users' identifiers are stored

• Confirmation status is recorded

• A payment is completed only after mutual approval

  
  

  *Konfirm does not determine the outcome of disputes between users and does not guarantee payments recovery if both parties confirm incorrectly.*

4. Sharing of Information

We do not sell your personal data.

We only share information when necessary with trusted service providers:

Service Providers

• Firebase (Google)- authentication, database, and notifications

• Stripe- payments processing and compliance

• Apple- in-app services and security features

Legal Requirements

we may disclose information if required to:

• Comply with law enforcement requests

• Prevent fraud or financial abuse

• Protect user safety

• Enforce out terms of service

5. Data Security

We use industry-standard security measures including:

• Encrypted network communications (HTTPS)

• Secure authentication via Firebase

• Tokenized payments through Stripe

  
  

  *However, no system can be guaranteed 100% secure. You are responsible for keeping your device and login secure.*

6. Data Retention

We retain information as long as necessary to:

• Provide the Service

• Maintain Transaction records

• Comply with financial regulations and anti-fraud requirements

you may request account deletion at any time.

7. Your Rights

You may:

• Update your username or profile information

• Request account deletion

• Request removal of personal data (subject to legal requirements)

To do so, contact us at the email below.

8. Children's Privacy

Konfirm is not intended for users under 18 years of age. We do not knowingly collect personal data from minors.

9. Changes of This Policy

We may update this Privacy-Policy periodically. Continued us of the Service after updates means you accept the revised policy.

10. Contact Us

If you have questions of privacy concerns, contact:

Konfirm App Support | Email: Support@KonfirmApp.com